MasterCard and Visa Update 3D Secure System

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Hello All,

Now this news doesn’t come as a surprise. MasterCard and Visa have decided that it’s time to remove the need to enter passwords when they roll out 3D Secure 2.0 in the new year. How are they going to do this? Apparently it’ll be through the use of ‘next-gen’ systems based on biometrics and token-based prompts.

It’s definitely overdue a revamp, that’s for sure, so any update is a welcome one. We already have too many passwords to remember and this creates extra problems for consumers and businesses.

It seems that the change has come from a growing pressure from retailers and consumers, and the predictions that eCommerce – specifically on mobiles – is set to increase dramatically over the coming years.

The new standard will move security infrastructure beyond the PC era, supporting emerging technologies and changing consumer needs,” said a MasterCard spokesperson after emphasising that mobile payments are expected to account for 30 per cent of all online retail sales by 2018.

Happy Mastercard and Visa have finally reacted to the inconvenience experienced by online shoppers, bring on 3D Secure 2.0.



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